Housing Services Information
|
With new
high-price "upscale" homes being built all around us, we thought we'd
share information about first time home-buyer programs, home improvement
programs and low income assistance programs available to existing families. |
Affordable Housing Programs - "Pima County
actively seeks opportunities to develop and improve housing for its
low-income residents in the rural areas and communities that are
experiencing distress."
more information
Pima County Community Services Department
- Pima County offers programs to assist eligible
first-time homebuyers. Programs are available throughout Pima County and
include down payment/closing cost assistance, construction of new homes and
resale of existing homes. Call (520) 243-6752 (Homeownership Programs) and
contact Marcos Ysmael.
- Home Repair Programs -
Home Repair Programs - Home repair grants and loans are
available for Roofing, Heating/Cooling, Septic System Repair, Weatherization
and other needed home repairs. These programs serve homeowners (includes
owners of manufactured homes) in
unincorporated Pima County earning below 50% of the county's median income.
Call (520) 740-5243 and contact Maria Soto.
- Home Improvement Loan Program - Bank of
America offers home improvement loans at below market interest rates for
eligible low and moderate-income homeowners. Loans are available from $1,000
to a maximum of $25,000, with terms from 3 to 20 years. Call (520) 740-8217
and contact Betty Villegas.
US Department of Housing and Urban Development
(HUD)
A number of buyer assistance programs for low income families are available
through HUD
more
information
Habitat for Humanity - Builds homes for
low-income families to purchase with a sweat equity requirement and 1.5 down
payment and no interest on the balance, which is paid over 20 years. A
Family Selection Committee selects families. Call (520) 326-1217 and contact
the receptionist.
Project PPEP - PPEP provides job training,
rental and homeownership housing and economic development, emergency and
disaster assistance, farm-worker employment training, job counseling and
placement, food, clothing and rental assistance, behavioral health and
substance abuse counseling, programs for developmental disabled adults,
services to the elderly, and micro-business loans. PPEP provides technical
assistance services and loan funds to community housing development and farm
worker housing organizations. Call (520) 622-3553.
Southwest Fair Housing Council - This agency
investigates housing discrimination and provides outreach and education
regarding Fair Housing Laws to community residents and housing providers.
Call (520) 798-1568 and contact Rick Rhey or Fax at (520) 620-6796.
Primavera Builders - Primavera Builders build
affordable and energy-efficient homes for low-income families and provides
construction-training programs that employ the homeless, working-poor and
youth at risk in the construction of these homes. Down payment and closing
cost assistance is available for the homes built. Call (520) 882-5383 and
contact Celia Mendivil.
TMM Family Services Inc. - Provides 1st-time
homebuyer assistance for low-income people at 80% or below Tucson median
income, including closing costs and down payment, along with providing
assistance with rehabilitating existing homes. Builds single and
multi-family housing and provides low-income rental housing. Provides
housing counseling services, and is in the process of becoming a
HUD-approved counseling agency. Call (520) 322-9557 and contact Tamara
Prime.
Tucson Urban League - Susan Lintgen (Housing Department Head). The
Tucson Urban League, Inc. was incorporated in 1971. It addresses problems
related to minority unemployment and lack of economic opportunities. The
agency offers an array of services including employment training, emergency
assistance, youth education and delinquency programs, technical assistance
for businesses, and housing programs, including a "Home Start" comprehensive
counseling program. Other programs include home purchasing, major and minor
rehabilitation and weatherization programs for low-to-moderate income
families. Call (520) 882-4872 and contact B.C. Robinson.
United Housing & Educational Development Corp. - United Housing
specializes in the acquisition and development of affordable building sites.
It operates the Rural Development Self-Help program where the prospective
homeowners build their homes, thereby providing sweat equity. The agency
provides pre-and post-homeownership credit counseling, processing and loan
packaging for prospective homeowners, technical assistance in construction
of homes and their maintenance, technical management assistance to other
non-profits, technical assistance in the Urban Self-Help programs and works
with the City of Tucson and Phoenix metropolitan areas. Call (520) 825-7942
and contact: Carlos Carranza or Cora Esquibel.
USDA Rural Development - Rural Development offers two types of
home ownership loans: guaranteed and direct loans. The purpose is to provide
financing, with no down payment and at favorable rates and terms, including
those with interest rates as low as one percent for qualified persons either
through a direct loan with Rural Development or with a loan from a private
financial institution, which is guaranteed by Rural Development. These loans
are for the purchase, construction, rehabilitation, or relocation of a
dwelling and related facilities for low or moderate- income rural persons. |